Get your free Credit Score and analysis updated every month!

Use Credit Sense to find out what is hurting your score, what you can do to improve it, and what options you have! This is a soft inquiry—it will not affect your score.

Establishing good credit is more than securing a credit card you’re applied for. Having good credit can greatly influence being accepted for a loan, getting a cell phone, renting an apartment or even securing a dream job.

When you apply for a loan or credit card at Caro, we can help answer any questions you may have on your credit and what options you may have to increase your score.

  • By law, you are entitled to one free copy of your credit report every 12 months from each of the three nationwide credit reporting companies.
  • Order yours online at, the only authorized website for free credit reports or call 1.877.322.8228.

To get started:

  1. Log into Online Banking
  2. Scroll down and find the box on the announcement page that says “Credit Sense”
  3. Click the red button that says “View Your Report Card” (this link will direct you to
  4. Fill in the information needed to start your free account with Credit Sense.
  5. Now your score will be updated monthly and featured on your Online Banking for easy access.