There is no surcharge or access fee for using these ATMs to members of Caro.

To avoid surcharges members are encouraged to use these ATMs. Please note, several ATMs are located in restricted areas.

Over 30,000 Surcharge-free ATM’s nationwide for use by credit union members.

Not close to a Caro branch? Check out our shared, full service branches in your area!

ATM Locations

Credit Union Branch ATMs

4480 Rosewood Dr.

Columbia, S.C. 29209

University of South Carolina Upstate (Spartanburg Campus)

Health Education Complex


710 Pulaski Street

Columbia, SC 29201

Continuing Education

1600 Hampton Street

Columbia, SC 29201

Russell House

1400 Greene Street

Columbia, S.C. 29208

Columbia VA Regional Office

6437 Garners Ferry Road

Columbia, SC 29209

For additional ATMs you may want to
view the sites below:

ATM by Text/Download to GPS section:

Send a text message. Find an ATM.

  • “MYCOOP,” is the mobile text messaging service in which cardholders can text their location – address, intersection or zip code – to 692667 (MYCOOP) from any mobile phone. In less than a minute, the service replies with the CO-OP Network surcharge-free ATMs nearest the cardholder’s location. To find additional locations, the user simply replies with MORE. Since its launch in May, over 25,000 text messages have been sent and received by the 13,000 cardholders who used the service.

  • Cardholders can still find a CO-OP Network surcharge-free ATM through the company’s online locator and voice locator 888-SITE-COOP.