Business Loans and Lines of Credit

Name: CARO Credit Union
Address: 4480 Rosewood Dr., Columbia, SC, 29209, United States

Local Lending, Lasting Relationships

Opportunities don’t wait, and neither should your financing.

Whether you’re purchasing commercial property or equipment or managing seasonal cash flow, our business lenders take the time to understand your goals—and then help you move fast.

Local decisions made by people who know your community means a smoother financing experience tailored to your business, your goals, and the customers and clients you serve. We’re here to support your success today and for years to come.

Apply for a Business Loan

Discover the Right Loan for Your Growing Business

Utilize our comparison tool to get an in-depth look at each loan type and how they can benefit you.

List Compare

Commercial Loan

Simple loan structure for small to mid-size businesses
Used to help grow your business when you need cash to expand
Work with local lenders who know you and the community

Commercial Real Estate Loan

Finance the purchase or refinance of commercial property.
Competitive terms and local decision-making.
Designed for small and mid-sized businesses.

Commercial Real Estate Construction Loan

Build or renovate with financing tailored to your project.
Flexible structure that follows your timeline.
Personal guidance from start to finish.

Revolving Line of Credit

Access working capital whenever you need it.
Borrow, repay, and borrow again.
Manage cash flow and unexpected expenses

Micro Business Loans

Loans under $50,000 for startups, side businesses, and growing companies.
Perfect for equipment, inventory, or expansion.
A practical way to turn your next idea into reality.

	Overview	Primary Use	Flexibility	Additional Benefits
Commercial Loan	Simple loan structure for small to mid-size businesses	Help grow your business when you need cash to expand	Work with local lenders who know you and the community	-
Commercial Real Estate Loan	Finance the purchase or refinance of commercial property	Purchase or refinance commercial property	Competitive terms and local decision-making	Designed for small and mid-sized businesses
Commercial Real Estate Construction Loan	Build or renovate with financing tailored to your project	Construction or renovation projects	Flexible structure that follows your timeline	Personal guidance from start to finish
Revolving Line of Credit	Access working capital whenever you need it	Ongoing working capital	Borrow, repay, and borrow again	Manage cash flow and unexpected expenses
Micro Business Loans	Loans under $50,000 for startups, side businesses, and growing companies	Equipment, inventory, or expansion	Practical financing for smaller needs	Turn your next idea into reality

Contact Our Business Lender

Have interest in our Business Services? Fill out this form and our Business Lender, Stacy Peake, will reach out to you! Or contact him directly at 803.227.5501 or [email protected].