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There will be an Online Banking Outage from October 30th to November 3rd for both RCCU and Caro site for routine maintenance. All branches will also be closed November 2nd.

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Keep Your Most Important Info Protected with SureLock®

Identity and data theft are risks to everyone. Adding SureLock® to your checking account will protect your financial information, monitor online threats, and help you detect scams and avoid becoming a victim. You can opt-in via the Kasasa Dashboard when you login to your Caro account online.

Sign Up for SureLock®

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One Click Credit Locks

With SureLock®, you can protect your credit by easily locking and unlocking your TransUnion credit files.

Know if Your Info is Compromised

SureLock® monitors more than 20 data points on the Dark Web and notifies you if it detects your info.

Identity Theft Insurance

Access up to $5 million in identity theft insurance in the event your information and finances are stolen.

Lots of Protection for a Low Cost

At $4.99 per month, SureLock® offers protection and services at a much lower cost than standalone products.

Identity Restoration

Concierge identity restoration services help you recover if you’re a victim of fraud or identity theft.

Unlimited Financial Reviews

Get personalized insight into your financial health anytime. You can discover how to reduce debt, save money, and reach your financial goals.

Free Debit Card Replacement

If you lose your debit card, you can get a free replacement and avoid the $10 fee.

Get $500 Towards HELOC Closing Costs

For SureLock® customers, we’ll contribute $500 in closing costs towards a Home Equity Line of Credit (HELOC).

Sign Up for SureLock®

DISCLAIMER:

Our SureLock® offering provides dark web monitoring, identity theft insurance, scam detection, credit file security, and identity restoration services (collectively, the “Services”) to help protect individuals from falling victim to, and recovering from, malicious attacks on their personal information.

Our dark web monitoring services scan for potential criminal selling and trading of personal information over the Internet. Our identity theft insurance provides up to $5,000,000 in benefits to cover fees associated with identity restoration services, legal expenses and documentation replacement costs. Our identity restoration services provide curated assistance to help victims reclaim their stolen identity. Our scam detection services verify the identity of all communicating parties and automatically scan emails, text messages and embedded links, QR codes, and images to detect suspicious communications. Our credit lock services enable SureLock users to seamlessly lock their TransUnion credit file to prevent third-party access and provide links to help individuals secure their Experian and Equifax credit files. Enrollments, activations, and identity verification may be required to receive the full complement of Services. The account’s monthly fee is associated with the account, not the Services. Declining to receive, activate, verify identity, or utilize any of the Services or failure to complete any activities required to receive the Services will not reduce or eliminate the monthly account maintenance fee. There is no additional charge for the Services if the account is open, and the Services are offered.

Services are provided by TransUnion, LLC and Scamnetic, Inc. The identity fraud expense reimbursement is underwritten and administered by American Bankers Insurance Company of Florida, an Assurant company, under group or blanket policies. Insurance coverage may not be available in all jurisdictions. For the full policy, terms, conditions, and exclusions of coverage please reach out to the support team number after your coverage has begun. If you reside in New York or Texas, you will be provided an insurance certificate at the time of coverage. Insurance products are not a deposit; are not insured by any Federal banking agency and are not guaranteed by our institution. No single service can completely prevent fraudulent attacks or identity theft; or recoup all financial losses. Individuals should take proactive steps to protect their personal information and act promptly to address suspicious activity. TransUnion is a registered trademark of TransUnion, LLC. Experian and the Experian marks used herein are service marks or registered trademarks of Experian Information Solutions, Inc. Equifax and the Equifax marks used herein are trademarks or registered trademarks of Equifax Inc. Scamnetic™; IDeveryone™; KnowScam™; and Scan&Score™ are trademarks of Scamnetic, Inc., USA. Any unauthorized use without the express permission of Scamnetic, Inc. is strictly prohibited. SureLock is a trademark of Kasasa, Ltd., registered in the U.S.A. Federally insured by NCUA.