There will be an Online Banking Outage from October 30th to November 3rd for both RCCU and Caro site for routine maintenance. All branches will also be closed November 2nd.
From emergency funds to retirement planning, Caro offers savings solutions that help your money work harder. As a member-owned cooperative, we’re here to help you build financial security one goal at a time.
Your Member Savings Account represents your ownership in Caro. That’s why they’re called shares and they’re the foundation of your relationship with the cooperative.

Earn 3.00% APY on qualifying balances up to $100,000 with a free Kasasa Saver account. Enjoy free online banking, mobile banking, and e-statements. Easily qualify with online banking, e-statements, and 12 monthly debit card purchases.

Caro offers competitive rates for longer-term savings like Share Certificates – the credit union version of CDs – and Individual Retirement Accounts (IRAs).

Christmas Club accounts are a long, rich credit union tradition. Keep it going with Caro. We also offer the Caro Dream Club Account, to help you save for that big vacation, wedding, whatever you’re dreaming of. Direct deposits make it easy.

Looking for more than checking? Explore savings accounts, certificates, home and auto loans, digital banking, and additional services that help you build a stronger financial future with Caro. We make business banking smart and personal, too, with a robust lineup of accounts and services for the entrepreneurs among us.