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There will be an Online Banking Outage from October 30th to November 3rd for both RCCU and Caro site for routine maintenance. All branches will also be closed November 2nd.

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Make Everyday Banking Pay

You work hard and so does your checking account. Kasasa Rewards helps you do even more by rewarding the banking habits you already have.

Whether your reward is cash back or exceptional earnings, you’ll enjoy meaningful value without changing your routine, backed by the personal service of Caro, your smart financial partner.

Open a Kasasa Rewards Account

Qualifying is straightforward, and the rewards can add up month after month. Kasasa from Caro is a refreshing alternative to standard checking and has the bonus of a unique savings account for those who open a Kasasa checking option.

Kasasa Cash

  • No minimum balance
  • Receive up to 6% APY on $15,000 balances*
  • Reimbursement for nationwide ATM fees*
  • To qualify, have at least 12 debit card purchases and at least one log in to online banking each month

Apply for Kasasa Cash

Kasasa Cash Back

  • Receive 4.00% cashback on up to $200 debit card purchases that post and settle in the same cycle period
  • Can earn a maximum cash back of $8 per monthly qualification cycle
  • To qualify, have at least 12 debit card purchases and at least one log in to online banking each month

Apply for Kasasa Cash Back

Kasasa Saver

  • $25 minimum deposit to open
  • Build savings alongside your Kasasa checking accounts
  • 3.00% APY* on balances up to and including $100,000
  • .02% APY* on all balances if qualifications are not met in Kasasa Cash or Kasasa Cash Back

Apply for Kasasa Saver Account

*APY=Annual Percentage Yield. See credit union for details. Federally insured by NCUA.

Caro Personal Products

Looking for more than checking? Explore savings accounts, certificates, home and auto loans, digital banking, and additional services that help you build a stronger financial future with Caro. We make business banking smart and personal, too, with a robust lineup of accounts and services for the entrepreneurs among us.

*APY=Annual Percentage Yield. APYs accurate as of 08/01/2023. Rates may change after account is opened. The minimum to open account online is $50. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $25 and incurred during the Monthly Qualification Cycle in which you qualified; (2) balances up to $15,000 receive APY of 6.00%; and (3) balances over $15,000 earn 0.1499% dividends rate on the portion of the balance over $15,000, resulting in 0.28% – 6.00% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.02% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. Purchases must be made with debit card associated with your Kasasa Cash account. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding dividends. Actual dividend amount paid may be less than advertised Kasasa Cash APY. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $4.99 or higher.