Questions? Find Answers Here

There will be an Online Banking Outage from October 30th to November 3rd for both RCCU and Caro site for routine maintenance. All branches will also be closed November 2nd.

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Start Securing Your Future Today

Prepare for tomorrow with savings options designed for long-term goals. Share Certificates offer guaranteed returns, while IRA Accounts help you build retirement savings with tax advantages. We also have Education Savings Accounts and other options focused on the next generation.

Open a Certificate or IRA Account

Share Certificates and IRAs offer dependable ways to build wealth for tomorrow while giving you the confidence that comes from predictable growth and experienced guidance. They’re all smart choices. We’ll help you choose.

Certificates

  • Choice of fixed terms
  • Rates up to 2.50% APY
  • Predictable returns

Step Up Certificates

  • 36, 48, and 60 month terms
  • 2.50% APY with a $500 minimum deposit
  • Option to step up your rate once during the term

IRA

  • Traditional and Roth accounts
  • Automatic or lump sum deposits
  • Tax advantages

IRA Certificate Account

  • Competitive rates
  • Multiple term options
  • Education accounts

Open a Certificate or IRA Account

 

Caro Personal Products

Looking for more than checking? Explore savings accounts, certificates, home and auto loans, digital banking, and additional services that help you build a stronger financial future with Caro. We make business banking smart and personal, too, with a robust lineup of accounts and services for the entrepreneurs among us.