There will be an Online Banking Outage from October 30th to November 3rd for both RCCU and Caro site for routine maintenance. All branches will also be closed November 2nd.
Rural Cooperatives – A Division of Caro Federal Credit Union
Caro Federal Credit Union offers real solutions for real people. We are focused on helping members navigate life’s financial challenges—both simple and complex—through practical tools, thoughtful guidance, and personalized support. Our goal is to help you succeed, reach your goals, and follow a plan that is clear and easy to manage.
As we welcome you into the Caro family, we remain committed to providing high-quality service and making our full range of products and services available to you as smoothly as possible.
Beginning October 30, 2026, at 3:00 p.m. EST, Rural Cooperatives’ existing systems will begin converting to Caro’s systems.
All Caro services, including your new debit card if applicable, are expected to be available to Rural Cooperatives members on November 3, 2026.
Our goal is to make this transition as smooth as possible. This packet highlights upcoming changes, key dates, and important steps to help you prepare. For a quick overview, please refer to the conversion calendar on the next page; additional details follow throughout this guide.
Once again, welcome to the Caro family. We look forward to serving you and your family for years to come.
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